Your drivers shouldn't be carrying bags of cash.

Cannabis delivery is booming. Medical and recreational demand is growing in state after state — and with it, the need for compliant, cashless payment solutions that work at the door, not just at the counter. MMJPay gives your drivers the tools to take electronic payments anywhere.

📱 Mobile 4G Terminal 🔒 EMV Chip Security 💳 Pin-Based Debit 🚗 Curbside Pickup ⚡ Fastest Funding in the Industry
Live driver dashboard — MMJPay mobile
Driver: Alex R.
Shift started 2:00 PM
4G LTE ●
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📍
ETA 4 min
Delivery Queue — 3 Orders
▶ ORDER #4821 — EN ROUTE 1204 Maple Ave
$94.50
Arriving soon
ORDER #4822 870 Birchwood Dr
$62.00
Queued
ORDER #4823 331 Elm St, #2B
$118.25
Queued
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Mobile 4G Terminal — ships within 24hrs of approval

WiFi + 4G LTE connectivity, EMV chip + NFC, touchscreen display. Works anywhere your drivers go.

Trusted & In Use At 30+ States of Dispensaries

Green Leaf Dispensary Harvest House ◆ Zen Leaf ◆ MedMen ◆ Jushi Holdings ◆ Acreage Holdings

Three reasons cash-on-delivery is hurting your operation.

Cannabis delivery took off during the pandemic and never slowed down. But most operators are still running it with cash — creating problems that compound with every route.

01

Your drivers are targets

A driver carrying hundreds of dollars in cannabis cash is a known robbery risk in many markets. Incidents are underreported, but the exposure is real — and it's a liability that grows with every delivery shift.

Go cashless and remove the incentive entirely. No cash, no target.
02

Cash reconciliation is a nightmare

End-of-shift cash counts, driver float management, deposit runs, miscounts — every cash delivery adds bookkeeping complexity. Discrepancies are hard to trace and easy to dispute. It doesn't scale.

Electronic payments settle automatically at midnight, every time, to the penny.
03

Customers expect to pay with a card

Delivery-first customers — especially medical patients — often don't carry cash. A cash-only delivery service creates friction, failed orders, and churn. Your competitors who offer cashless will win their repeat business.

Accept any debit card at the door. The customer experience your competitors wish they had.

A terminal built for the road, not the counter.

MMJPay's mobile 4G terminal is state-of-the-art hardware designed specifically for delivery and curbside operations. It goes where your drivers go — with cellular connectivity that doesn't depend on a customer's WiFi.

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4G LTE + WiFi
Dual connectivity — never lose a transaction in a dead zone
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EMV Chip Reader
Highest-level fraud prevention, chip + PIN on every transaction
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NFC Contactless
Tap to pay — Apple Pay, Google Pay, and NFC-enabled cards
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Touchscreen Display
Sleek, bright display — easy to use day or night
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All-Day Battery
Powers through a full delivery shift without needing a charge
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Midnight Batch Time
All transactions batch at 12AM for clean, easy daily reconciliation
MMJPay Mobile ●●●●○ 4G
Order #4821 — Awaiting Payment
$94.50
Tap, Insert, or Swipe Card
PIN-based debit · EMV secured
PCI DSS Lvl 1 4G LTE ●
EMV Chip
NFC / Tap
PIN Debit
4G + WiFi
PCI Level 1

Built for delivery. Built for curbside.

Whether your driver is at a customer's front door or your customer is pulling into your lot, MMJPay has the right flow for the transaction.

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Cannabis Home Delivery

For state-licensed delivery operations taking cannabis products directly to a customer's door

1
Order placed — online or by phone

Customer orders through your existing platform. Payment details captured at checkout or processed at delivery.

2
Driver dispatched with terminal

Mobile 4G terminal travels with the driver. Order details loaded, route confirmed. No cash float needed.

3
Customer taps or inserts card at the door

EMV chip or NFC tap — fast, secure, and familiar. Works on any debit card. Transaction completes in seconds.

4
Settled automatically at midnight

Funds batch at 12AM. Settlement hits your account the next business day. Full reconciliation report generated.

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Curbside Pickup

For dispensaries offering pre-ordered curbside pickup — a high-demand option that reduces in-store congestion

1
Customer pre-orders for curbside

Order placed online or by phone. Customer selects curbside pickup and notifies staff on arrival.

2
Staff meets the vehicle with terminal

Staff member carries the mobile terminal to the parking lot. Order is loaded and ready for payment.

3
Customer pays from their car

Card presented through the window — chip, tap, or swipe. No need for the customer to enter the store.

4
Product handed over, transaction complete

Compliant handoff with full transaction record. Faster throughput, less lobby congestion, happier customers.

Everything your team needs, nothing they don't.

MMJPay's delivery solution is purpose-built for the operational reality of running a cannabis delivery service — from single-driver operations to large multi-route fleets.

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Per-driver reporting

See sales totals, transaction counts, and order history broken down by driver. Know exactly how each route performed at end of shift.

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Driver-level permissions

Each driver logs into their own profile. Access is scoped to their orders only — protecting customer data and financial information across your fleet.

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Digital receipts

SMS or email receipts sent to the customer automatically at point of transaction. No paper, no printing, full audit trail.

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Midnight auto-batch

All delivery transactions batch automatically at midnight. Your books close cleanly every day without manual intervention from your team.

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4G LTE failover

If WiFi isn't available, the terminal automatically switches to cellular. Your drivers never lose a transaction because of a weak signal.

Fast approval & deployment

Approval decision within 24 hours. Terminals ship the next business day. Most delivery operations are live within 72 hours of applying.

The fastest funding times in the cannabis payments industry.

Cash delivery means waiting for deposit runs, manual counts, and bank processing windows. MMJPay settles electronically — automatically — on a schedule your finance team will actually appreciate.

Same-day or next-business-day settlement

Funds from your delivery transactions hit your account faster than any other cannabis processor

Fastest
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12:00 AM automatic batch time

Every transaction from the day batches at midnight — clean cutoff, easy reconciliation, no manual steps

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FDIC-insured destination accounts

Funds settle into bank accounts through partners who knowingly serve cannabis — no surprise closures

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Full settlement reports exported daily

Automated end-of-day reports sent to your team — ready for your accountant, your POS, or your compliance filing

What delivery operators ask us first.

Cannabis delivery payments are more complex than retail. Here's what comes up every time we talk to a new delivery operation.

Ask us something else →
Our delivery payment solution is available in all states where cannabis delivery is legally permitted. Currently that includes California, Nevada, Michigan, Massachusetts, New Jersey, Colorado, and others. Our team stays current on state-by-state legalization — contact us with your state and we'll confirm availability and any state-specific compliance requirements before you apply.
Our primary delivery solution uses a dedicated mobile terminal rather than a phone-based reader. This is intentional — the terminal is PCI DSS Level 1 certified and purpose-built for secure card-present transactions, which provides a level of compliance and fraud protection that phone-attached readers cannot match for cannabis transactions. The terminal is compact, lightweight, and easily carried alongside your delivery bag.
The 4G LTE terminal connects to any available cellular network — not a single carrier — so coverage is broad. In rare cases of complete signal loss, the terminal supports offline mode for pre-authorized transactions, which settle once connectivity is restored. In practice, dead zone failures are extremely rare, and our team can work with you on any known coverage gaps in your delivery area.
The midnight batch cutoff means every transaction from that calendar day closes together in one clean settlement. Your drivers don't need to manually close their terminals at end of shift — it happens automatically. Your finance team gets one consolidated report per day, per driver, making reconciliation straightforward and your books easier to maintain. It also means same-business-day settlement is the default, not the exception.
Yes — and many of our customers operate this way. You can run our countertop solution at your retail location and the mobile 4G terminal for your delivery fleet under the same merchant account. Both report into a single dashboard, so your reporting and reconciliation stay unified across your entire operation. There's no separate application for each channel.

Your next delivery shift doesn't need cash.

Apply today, receive a decision within 24 hours, and have your terminal shipped the next business day. Most delivery operations are live in under 72 hours.

$0 setup · 2.9% starting rate · $0 cancellation · Month-to-month

Banking and payment processing built exclusively for the cannabis industry. Compliant, reliable, always in your corner.

Copyright 2026. MMJPay. All Rights Reserved.

PCI DSS Level 1  ·  FDIC Insured  ·  FinCEN Compliant